Simple, honest pricing

Start with a one-time analysis. Add monthly enforcement when you're ready.

Starter
Free

Explore the platform at no cost.

  • 1 active dispute case
  • 3 credit actions
  • Basic dashboard
  • Educational guidance
Get started free
Most popular first step
Analyzer
$49.99one-time

Apply toward first month of Builder.

Full diagnostic. One report. No recurring charge.

  • Full 3-bureau report analysis
  • Negative item extraction
  • Bureau comparison + mismatches
  • Dispute opportunity scoring
  • Round 1 strategy generation
  • Enforcement timeline setup
  • Case creation + tracking
  • Client results dashboard
Get Report Analysis
Builder
$49/month

Full enforcement platform. Everything, ongoing.

  • Everything in Analyzer
  • Unlimited dispute cases
  • Response analysis (Round 2/3)
  • Enforcement deadline monitoring
  • AI letter generation
  • Full evidence vault
  • Full audit trail
  • Priority support
Start with Builder

What's included

Feature
Starter
Analyzer
Builder
Report analysis
Bureau comparison
Dispute scoring
Case tracking
1 case
1 case
Unlimited
Round 1 letters
Round 2/3 letters
Response analysis
Deadline enforcement
Evidence vault
Results dashboard

Common questions

Can I apply the $49.99 toward Builder?

Yes — contact support and we'll apply your analyzer purchase toward your first month of Builder, making your net cost $0 for month one.

Do you charge per upload?

No. Once you have Analyzer access or a Builder subscription, you can upload reports, updated reports, and bureau responses without additional per-upload fees.

Do you guarantee credit score improvements?

No. 3B Credit Builder provides organizational tools, dispute tracking, and educational guidance. Results depend on your individual credit history and bureau investigations.

Is this a credit repair service?

No. We are an organizational and educational platform. You manage and submit your own disputes. We don't act on your behalf or represent you.

What happens to my data if I cancel?

Your case history, evidence vault, and audit trail remain accessible. We don't delete your records.

3B Credit Builder is an educational and organizational tool. We do not provide legal advice, credit repair services, or guarantee specific outcomes.

3B Credit Builder — Dispute Tracking & Credit Tools